SMART LEADERS Ron Hall, executive vice president, Southern California division, McCarthy Building Cos. Inc. Building people How to hire the best employees

	SPECIAL REPORT Firm commitment How to work with your lawyer to cut your long-term costs

SPECIAL REPORT 3 Questions Peter B. Maretz, shareholder, Stokes Roberts & Wagner ALC

	SMART BOOKS Losing to win Ralph Heath looks at failure as the key ingredient to molding success.

FROM THE CEO A matter of law When it comes to lawyers, an ounce of prevention is worth a pound of cure.

	TIPS FROM THE TOP Putting lightning back in the bottle Entrepreneurs have done it before, but why do they want to do it again?

THE BUSINESS OF LIFE Remember your purpose Follow the deeper calling of your heart to a lifefilled with meaning and success

insights

BANKING AND FINANCE

Understanding IATs

How to comply with newly implemented regulations concerning transactions going outside the U.S.

BUSINESS INSURANCE

Streamline workers’ comp

Making your workers’ compensation program pay risk management dividends

LEGAL AFFAIRS

Flextime

How California employers have greater flexibility in implementing salary reductions for exempt employees

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