FAST LANE Thomas R. Hager, managing partner, Schlabig & Associates Ltd. Don’t fear mistakes How to help your employees grow into making good decisions

	SURVIVAL TACTICS Lance Osborne, president, Osborne Capital Group LLC Keep it going How to succeed in tough times by understanding your customers’ challenges

SPECIAL REPORT Firm commitment How to work with your lawyer to cut your long-term costs

	SPECIAL REPORT 3 Questions Terry A. Moore, managing director, Krugliak, Wilkins, Griffiths & Dougherty Co. LPA

SPECIAL REPORT Legal Directory

	SMART BOOKS Losing to win Ralph Heath looks at failure as the key ingredient to molding success.

COLUMNS Do unto others When you treat your employees with respect, the opportunities for success grow.

	FROM THE CEO A matter of law When it comes to lawyers, an ounce of prevention is worth a pound of cure.

TIPS FROM THE TOP Putting lightning back in the bottle Entrepreneurs have done it before, but why do they want to do it again?

	THE BUSINESS OF LIFE Remember your purpose Follow the deeper calling of your heart to a lifefilled with meaning and success

insights

ACCOUNTING AND CONSULTING

Coming clean

Big penalties are looming if you don’t declare foreign financial accounts.

BANKING AND FINANCE

Looking forward

How you can prepare your business for 2010

EMPLOYEE BENEFITS

Drivers of health care costs

How to identify the top drivers of health care costs — and what to do about them

LEGAL AFFAIRS

Estate planning strategies

How the economy makes this a great time to transfer assets

RISK MANAGEMENT

Staying healthy

How a pandemic can affect your business

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