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10:50am EDT October 23, 2001

Your investment broker's ready to make a new trade for you, but you're not quite convinced. Do you know what to ask to make your decision?

The Ohio Department of Commerce's Division of Securities puts it all in black and white for you at its Web site, www.securities.state.oh.us/information/info.html. Click on the "Investor Notepad" link for a one-page form complete with questions to ask and documents to request before you buy or sell. The "Questions for Informed Investors" link also will help you through the decision-making process.

Don't forget the division's caution: "If you don't know the broker, feel free to hang up!"