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Self-funding is a funding mechanism long used for health benefits, particularly in the large group market with 100-plus members. The Affordable Care Act, however, is creating a sweet spot for smaller groups who can use level funded self-funding plans to save money and gain control over costs.
Think of planning a family vacation — you spend weeks determining where you want to go, and how much you can afford to spend. You ask your friends and family for advice. You read reviews. You look for the best deals and compare prices. And then, once you’re armed with that information, you make a […]
The next time your child is sick, what if you or your employees had the opportunity to speak with a physician without leaving the office or home? Telemedicine programs that allow you to do this are becoming more popular.
Self-funded or partially self-funded health plans continue to be a growing trend for employers interested in more control over their health care costs. But with self-funding, employers can achieve additional savings by understanding how to build narrow networks to go along with their benefit plans.
Alan J. Fine, CPA, JD, member in charge, Captive Insurance Advisory Services, Brown Smith Wallace William M. Goddard, CPCU, principal, Captive Insurance Advisory Services, Brown Smith Wallace