Technology is changing the way people receive health care

Integrating your company’s medical and pharmacy benefits can help your employees improve their health and lower costs.

“Integrating medical and drug management is a core competency of how to best manage diseases,” says Sarah Marche, senior vice president of Pharmacy Services at Highmark Blue Cross Blue Shield. “When you integrate benefits, you improve disease management for patients, driving better clinical outcomes, lowering medical and pharmacy costs, and simplifying processes, which leads to improved benefits administration for the customer.”

Smart Business spoke with Marche about how bringing your company’s medical and pharmacy benefits together under one organization can improve medical outcomes for your employees and lower costs.

How does integrating benefits work?

Companies with self-funded plans — in which the employer assumes the financial risk for providing health care benefits to employees — have the ability to use their insurer, in some cases, for their prescription benefits, as well. Alternatively, they can carve that pharmacy benefit out to a Pharmacy Benefit Manager (PBM).

Keeping both parts with one entity leads to better clinical outcomes because that entity has access to all of the patient’s medical and pharmacy data in real time. That allows for more effective, comprehensive disease management and can also lower costs for the client. There are drugs covered under the medical and pharmacy benefits. When you integrate benefits, your carrier can optimize the use of drug management and align policy coverage across the benefits, ensuring that members get the most clinically and cost-effective drug for their needs.

There are also administrative benefits, as members have one ID card for both pharmacy and medical coverage. Too often, when pharmacy benefits are carved out, patients are left stuck in the middle, not knowing whether a drug is covered under the medical plan or under the PBM. Having an integrated plan gives patients the ability to contact one customer service entity to make inquiries about all aspects of their care.

Is there an argument against integration?

PBMs will say a company that offers both medical and pharmacy doesn’t have the resources for both, and they may tell employers they can save more money with a company that focuses exclusively on pharmacy. However, that is a flawed argument, as organizations that offer both have dedicated experts, including nurses, case managers and pharmacists.

Multiple studies show the benefits of integrating medical and pharmacy under one provider. An independent study by HealthScape Advisors showed that Highmark customers with integrated medical and pharmacy benefits saved an average of $150 to $230 a year, compared to group customers with carved-out benefits, with savings driven by shorter episodes of care, enhanced chronic care management and increased member engagement. The study also showed that patients with integrated medical and pharmacy benefits reduced the average length of inpatient hospital stays by 3.9 percent, compared to those in groups with carved-out pharmacy benefits, and that they were 14 percent more likely, on average, to engage in care management programs.

Not one PBM has similar studies showing that costs are lowered by carving out the pharmacy benefit.

How does an insurer having access to real-time data benefit the patient?

The organization can see in pharmacy claims filed if someone hasn’t picked up a prescription yet. That means they aren’t taking their medication as prescribed, and the insurer can quickly intervene to prevent the exacerbation a condition that could worsen without the prescribed medication.

On the flip side, while a PBM has access to that same data, it cannot immediately act on it. Instead, it forwards it on to the medical benefits provider, but not in a timely manner. By the time the medical provider sees the data showing a patient is not compliant , it might be too late to intervene.

Whenever one organization has access to all data, both medical and pharmaceutical, in real time, it can immediately intervene when it sees gaps in care, driving better clinical outcomes and lowering costs.

Insights Health Care is brought to you by Highmark Blue Cross Blue Shield

Technology is changing the way people receive health care

Technology is transforming the way consumers receive health care, giving providers advanced tools to help them determine patterns of care, predict outcomes and make better diagnoses with treatments that lead to better results.

And while the transformation was already in progress, the pandemic has hastened the way in which tools such as artificial intelligence, predictive analytics and two-way texting are changing — and improving – health care outcomes, says Benjamin Edelshain, MD, vice president of Clinical Engagement and Digital Innovation at Highmark Health, parent company of Highmark Blue Cross Blue Shield.

“These technologies have the potential to overhaul the delivery of health care, both in the U.S. and around the world,” says Edelshain. “Using technology to tailor care to an individual can improve outcomes, create a better patient experience, reduce costs and streamline processes.”

Smart Business spoke with Edelshain about how technology is changing the way people receive health care.

How is technology transforming the delivery of health care?

While the transformation has been under way for decades, the pandemic hastened implementation as consumers worried about visiting a clinical setting. While a physical examination is required for some diagnoses, others can be done via telemedicine.

A number of technologies are impacting health care. Predictive analytics looks at data across thousands of patients with similar conditions to predict potential outcomes, examining what happened in the past to see what may happen in the future. This helps providers determine treatment by allowing them to see which treatments have had the best outcomes in similar patients. While providers can still make independent treatment decisions, predictive analytics helps guide decision-making by showing them the proven clinical interventions that have succeeded in the past.

In addition, artificial intelligence is being used in diagnoses and treatment recommendations, administrative activities and patient engagement, especially once they have left a clinical setting. While providers develop a plan of care to encourage positive outcomes, too often patients fail to follow it. AI can help personalize a care plan, taking into consideration factors specific to the patient, increasing the likelihood of compliance.

How can two-way texting improve care plan compliance?

Care plans often include behavioral changes, such as weight loss, scheduling follow-ups and refilling prescriptions in a timely manner, and two-way texting allows for better patient support. While many people won’t answer the phone, they are more likely to respond to text messages regarding wellness, follow-up and health care support. The two-way secure mobile messaging occurs within a secure browser, allowing the consumer to interact with a support person to ask questions and to gain support for continued treatment.

Two-way texting allows caregivers to connect with patients where they are, provide support outside of an office setting and improve communication, allowing for a hybrid model of in-person care and virtual. Patients can respond when it is most convenient, increasing the chances they will do so and saving time for provider staff who previously made calls that went unanswered.

What about privacy concerns?

The use of technology in health care does not compromise privacy, as data used in artificial intelligence and predictive analysis is anonymous. Data is also being used with the patient’s best interested in mind to improve health outcomes. These technologies pose no threat to privacy and allow better patient outcomes by guiding care providers to make decisions based on past experience and outcomes, increase efficiencies and decrease cost, providing a better all-around patient experience.

What does the future hold?

With the tremendous adoption of various modalities of telemedicine, we’ll continue to see sustained utilization of telemedicine, virtual care and remote monitoring. These have begun to accelerate as we prepare for a ‘new normal’ post-pandemic, which will ultimately create a more accessible and positive experience for the patient and members.

Insights Health Care is brought to you by Highmark Blue Cross Blue Shield

Creating an employee experience for a better work/life balance

Allowing employees to work where they want, when they want and how they are most effective can improve both morale and your business’s bottom line.

“Companies have always been focused on meeting the customers’ needs, but the employee experience has become equally important,” says Cindy Donohoe, executive vice president and chief marketing officer for Highmark Health, parent company of Highmark Blue Cross Blue Shield. “It’s no longer about where people work but how; less about where they go and more about the things they do.”

Smart Business spoke with Donohoe about the work-from-anywhere trend and how it helps businesses grow and create a better work/life balance for employees.

How has the pandemic changed how people work?

The pandemic was an opportunity to test out flexible and remote work. Before, people mostly worked on-site, and then overnight, they were working from home. Coming out of the pandemic, many companies are taking a more hybrid approach to how and where people work.

Many companies had never considered flexible work, and some employees didn’t want to work away from the office for fear of being passed over for promotions or losing their jobs. But a lot has changed. Many companies that were forced into this situation are seeing the best financial results and the highest employee satisfaction ever. It’s been long enough to create new behaviors, giving people a more healthy, balanced lifestyle.

This opportunity has shown that if you take care of your people, they’ll take care of their customers, and the rest will take care of itself. That allows employees to work at their highest peak of efficiency, doing higher-quality work, resulting in happier customers. There’s been a cultural shift, and companies are leading with what is best for the employee, putting employees first and having a higher level of trust in people.

How should employers approach a potential return to the office?

A hybrid model, in which employees have the option of working in the office or elsewhere, gives people the opportunity to work in the way that works best for them.

While many employees may prefer to work only off-site, others have missed the social aspect and inspiration of the office. Others may not have a space to work off-site without distractions. Some people thrive in a traditional environment, like the physical separation of work and home, and appreciate the social connection and the sense of belonging to something bigger. There is a different sense of energy that comes from seeing people in person.

A hybrid model allows people to work how and where they choose, with the flexibility to meet their needs and complement their lifestyle. And the key to that is trust. Work from anywhere requires trust on steroids. Trust that people will do the right thing. That they will produce results.

For too long, leaders have managed by walking around, and when that went away, they worried that if they couldn’t physically see the employee, that person was not working. Employers should measure performance based on results, not on whether someone is putting in the time.

Are they meeting their business objectives? Are they contributing? If employees are off-site, employers need to be more intentional in their approach, building one-on-one relationships, finding new ways to celebrate successes and getting comfortable with collaborative tools. You may need to try a new way to interact with employees, even if it makes you uncomfortable.

How does work from anywhere benefit both employers and employees?

Think about what customers need and what the business needs, and determine if it is feasible to meet those needs from a different location. Think broadly about trust and flexibility. Anything that gives people more control over their lives and work allows them to be better at both. Think about whether you are offering enough flexibility to keep people, because other companies allowing people to work from anywhere opens up opportunities unhappy employees.

Empowering people to work when and where they are most effective allows them to do the job where and when it makes the most sense for them, resulting in happier employees who choose to stay.

Insights Health Care is brought to you by Highmark Blue Cross Blue Shield

How employers can support employees’ mental health when reopening

You’re reopening your offices and are eager to welcome people back to a semblance of normalcy. But some of your employees may be feeling dread rather than anticipation.

“While that transition back to the office is inevitable for many companies, employers need to recognize that it is a change,” says Demetrios Marousis, MA, MBA, LPC, Director, Behavioral Health, Highmark Blue Cross Blue Shield. “People have made drastic adjustments to keep themselves and their families safe, so transitioning back to the office should be incremental. Each employee is going to bring their nuanced level of stress, and employers need to recognize that this is difficult.”

Smart Business spoke with Marousis about how employers can support employees’ mental health as companies begin reopening offices, and why returning to “normal” may not be the best option.

How can employers help employees transition back to in-person work?

There will likely be stress. There is a lot of uncertainty, and employers need to have empathy and compassion. There can’t be a rushing back to pursue normal.

Everyone has had a different experience. Some have had the virus, while others left employment to care for children. Funerals and celebrations didn’t happen. All of those experiences have impacted mental health. In addition, the lack of a commute may have resulted in an indirect pay raise and more time with families, both of which are being withdrawn with a return to the office.

To ease the transition, avoid the musts, the absolutes. Be slow and incremental in reopening. And if you can’t, explain very clearly that this is what we need to do, and why. Explain the value proposition of why remote work worked for 16 months and why it’s not going to work going forward. If employees are experiencing nothing different than where they sit to work, it may be a hard sell to say there is value. If there were truly lost opportunities directly related to not having face-to-face contact, that may be a starting point of explaining the change.

And a retreat back to the old business model may not be necessary. Look at what has worked and what can and should be different going forward. Don’t necessarily look at the last year as an anomaly. Previously, many companies compelled employees to travel. Given the lessons learned, is the same frequency necessary? Do employees need to be in the office every day? Employees who were successful at home and met all of their responsibilities might resent that.

Why should employers be concerned about mental health?

If employees are struggling, they may be physically in the workplace but not focused or engaged. If they are distracted about what’s going on at home, or at school, they are not performing at their best. Employers who don’t take care of their employees are missing a significant opportunity to achieve the best possible outcomes for their business.

How can employers recognize and help those who may be struggling?

Look for signs someone is experiencing distress. Being out of the office wasn’t positive for everyone. It may have allowed some conditions to progress, such as alcohol use or depression. Being at home masks those things, but showing up every day makes them more obvious. Be attuned to changes in behavior.

And if someone is resistant to coming back, work to understand what is concerning and what conditions would be necessary to feel comfortable. Have they not been able to get vaccinated? Are they worried about taking the bus? Ask questions, but be ready for the answers. You can’t just shrug it off. Be prepared with resources. Many employers also offer employee assistance programs, which can be an entry point into a continuum of care. And employee-facing apps and digital tools can assess stress, nutrition, sleep patterns and mental health.

Train employees to be more aware of their co-workers to create an environment of destigmatizing mental health and substance use issues. Prepare them to interact and be involved and help each other through the stresses and challenges. Most important, recognize that a return to the office is going to impact people in different ways. Don’t rush it, and be flexible in what your new normal is going to look like.

Insights Health Care is brought to you by Highmark Blue Cross Blue Shield

How employers can help employees deal with substance misuse — without stigma

Addiction is a brain disorder, a physical disease that changes the way brain chemistry works, not a moral failing. And while miscommunication had led to significant stigma, society — including employers — must change the way it looks at, and reacts to, it, says Caesar DeLeo, M.D., MHSA, vice president and executive medical director, Strategic Initiatives, at Highmark Blue Cross Blue Shield.

“Addiction, or substance use disorder, is a chronic disease, similar to high blood pressure or diabetes,” says DeLeo. “Employees who struggle with chronic disease don’t choose to underperform. We don’t have a cure, but the response rates to treatment for substance use disorder abuse are similar to those of other chronic illnesses.”

Smart Business spoke with DeLeo about how employers can help employees deal with addiction and how prevention, mitigation and treatment can help lessen the impact of the disease on your employees, their families and your business.

How can prevention, mitigation and treatment mitigate risk?

Most people don’t get screened, and 90 percent of those living with substance misuse never receive treatment. Screening is critical to identify those at higher risk to prevent them from moving up that next continuum of the disease. This includes reaching young people in schools and offering programs to increase awareness and delay the onset of substance use and potential abuse.

With mitigation, clinicians help people at risk learn techniques to reduce consumption. Along with that, medications need to be prescribed in a responsible manner.

Treatment is for those with more serious disease, and removing barriers to access, especially stigma, financial barriers to getting medication, therapy and telemedicine services, is critical. Too often, people fail to seek treatment, especially for the misuse of alcohol. This leading cause of death among substance users is treatable, and employers should make resources available so employees can seek the help they need, without attaching stigma.

What role does telemedicine play in treatment?

Providing teleaddiction counseling as part of an employer’s health care benefits package can be as effective as in-person care, and many patients prefer this option. People do not tend to initiate care unless absolutely necessary, but are more likely to do so when a telehealth option is available.

Telemedicine also removes barriers to treatment. People fear judgment, are busy, there can be transportation or childcare issues, work schedules can be a barrier to access. A working person could do a call on a break. And while those at home may not be able to leave for an appointment, they can go to a private room for a call.

The pandemic removed people with substance use disorder issues from regular communication and support systems, and without someone there to help, they can relapse. Telemedicine can help restore those connections and that support system.

Why should employers be concerned about substance use, and what is their role?

Substance use disorder results in losses of $600 billion a year in lost productivity, increased health care costs and increased crime rates, impacting employees, their families and employers. For every dollar spent on treatment, $12 in health care costs are saved, making for a very positive return on investment for employers.

Employers have been unsure how to approach this issue. and have used punitive policies. We are working to inform them about creating alternate policies so that individuals are capable of work and can come back after treatment.

Recovery-friendly companies allow employees to discuss the disease without being penalized, creating a workplace where people can share their experiences with others who are struggling.It’s reassuring to employees to know that their employer is sensitive to real-life issues that impact them, making them more attentive and allowing you to develop a loyal and productive workforce.

The pandemic has created additional stresses for employees, and with remote work, employers may not be aware of their struggles. Providing access to an employee assistance program gives people a place to be screened and guides them to information and confidential treatment.

INSIGHTS Health Care is brought to you by Highmark Blue Cross Blue Shield.

Addressing social determinants of health can improve lives, lower costs

Employees are struggling. Half of U.S. households had difficulty paying expenses in the previous month, according to a March survey by the U.S. Census Bureau. A quarter reported delaying medical care. And one-third reported symptoms of depression.

As an employer, those numbers should concern you, says Nebeyou Abebe, senior vice president of Social Determinants of Health (SDOH) for Highmark Blue Cross Blue Shield.

“Social determinants not only impact your employees’ personal lives but also their job performance,” says Abebe. “Employees worried about feeding their children or paying for medical care are likely not operating at maximum capacity. Looking at the health of a population and the social factors that drive health allows you to address social barriers to health and well-being, improve health outcomes and lower costs.”

Smart Business spoke with Abebe about how to address SDOH to improve quality of life, increase engagement and productivity, and control costs.

How can addressing SDOH help improve outcomes and decrease costs?

While companies may think offering benefits is enough, many take a passive approach to promoting them. So while they are available, oftentimes employees are either not aware of them or not utilizing them. As a result, organizations have a tremendous opportunity to take a more employee-centric approach to identify the root factors that impact health.

Clinical factors account for only 20 percent of health care needs, while behaviors, physical environment and socioeconomic factors — where people live, their social support, access to health care, education and healthy food, financial distress, etc. — account for 80 percent. So you can’t just look at clinical factors; you have to look at life factors, as well.

How can a change in benefits strategy impact employee health?

Over the past several years, more organizations are rethinking their benefits strategies to address the needs of all employees, especially the social barriers that affect health and well-being. Employers need to understand what employees are struggling with and use that to inform strategy and shift their investment. By addressing factors that impact physical well-being, you can increase engagement and productivity, improve health outcomes and lower health care costs.

In the past, employers have focused on equality, with every employee having access to the same benefits for the same cost. To better meet employees’ needs, design a program with an equity perspective, in which all have access and benefits are affordable to all, with tiered premiums. Also, an employer can offer childcare subsidies or homebuying workshops, provide healthier alternatives in vending machines, subsidize public transportation or offer housing to employees at below-market rates.

How can an SDOH approach improve an organization?

An SDOH approach allows you to control costs and improve employees’ health by addressing the 80 percent of factors that impact health and well-being. It’s a wise investment and a way to help achieve your objectives and the return on investment in health and well-being programs. Look at the health of your population and the social factors that drive health to create a strategy to address social barriers to achieving it.

Your health benefits provider should be able to help leverage your data and identify vulnerability factors to gain a fuller picture of your population and meet employees where they are to help them access appropriate services and enhance their experience of health care to improve outcomes.

Health care costs are a national crisis, and the only way to control costs is to address these underlying factors. Employers are spending more each year on premiums and need to bend the cost curve by focusing on SDOH. It’s the right thing to do in terms of making a strategic investment in the health of employees and the broader community.

By engaging employees in good decision-making and changing the design of your benefits and your approach to employee well-being programs, you can help employees thrive and live better lives, enhancing productivity and lowering costs.

Insights Health Care is brought to you by Highmark Blue Cross Blue Shield

Use is on the rise, and at-home health care is here to stay

While telehealth has been available for some time, the pandemic has exponentially increased its use. And the use of telehealth will continue post-pandemic as people embrace the convenience of obtaining care from home.

“Telehealth has been incredibly useful in terms of providing access to needed care during the pandemic,” says David S. Webster, M.D., MBA, Vice President and Executive Medical Director, Clinical Services, Highmark Blue Cross Blue Shield. “Usage may differ as we leave the pandemic, and we will still see a significant number of in-person visits, but there is a wider acceptance of telehealth. And in the future, telehealth care will simply be considered health care as more care is moved to the home.”

Smart Business spoke with Webster about the increased usage of telehealth services and the future of the industry.

How has the pandemic sped up the move toward telehealth?

At the beginning of the pandemic, telehealth was a niche service. Then in March 2020, with the advent of stay-at-home orders, access to health care at medical clinics became nearly nonexistent. Almost overnight, telehealth went from nearly zero percent usage to being the way the majority of care was accessed — telehealth visits for our members increased 3,400 percent in 2020. With as quickly as it happened, many expected it would be a challenge, but it went much more smoothly than expected.

What kinds of conditions can be diagnosed and treated via telehealth — and which can’t?

One big area is behavioral health. A physical exam is rarely necessary as part of behavioral health treatment, so telehealth is a good fit. For some patients, there is a perceived stigma in going into a doctor’s office to receive behavioral health care. Telehealth allows someone to connect one on one with a doctor in a more private setting, from their home.

Telehealth can also be used as a screening tool, with a physician asking simple yes or no questions to determine if the person can be safely treated with telehealth or if they need a different care setting. There are a significant number of important diagnostic cues that can be derived through audio and video, simply by observing and asking questions.

In addition, many things that would be treated in an urgent care setting can be diagnosed via telehealth. Telehealth can also be used for the management of chronic diseases, when someone needs to be followed closely to ensure a disease doesn’t progress. That monitoring doesn’t necessarily require in-person care and can oftentimes be conducted remotely.

What are the benefits of telehealth?

The No. 1 attraction for patients is convenience. With a typical visit to a doctor’s office, you have to get in your car, drive to that location, check in, sit in the waiting room, get moved to the exam room, have the exam, check out and drive home. With telehealth, patients are notified when the doctor is ready to see them and they proceed directly to the appointment without leaving home.

In rural areas, there may be broadband challenges to resolve for optimum effectiveness of telehealth appointments. But conversely, if you live in a rural area, you may have to drive long distances for medical care.

With telehealth, you can now access some care directly from your home. And age doesn’t seem to be a deterrent; in 2020, nearly half of our members over the age of 60 participated in a telehealth appointment.

The key in health care is to simplify care, make it proactive and personalize it. We expect to see a continued uptake in telehealth usage and acceptance as part of a broader transition to receiving care at home. Telehealth will be part of creating an excellent experience for the consumer.

Insights Health Care is brought to you by Highmark Blue Cross Blue Shield

How fighting fraud, waste and abuse in health care benefits everyone

Fraud, waste and abuse in the health care system are rampant, with 4 to 7 percent of health care expenses attributed to these actions.

“The vast majority are errors, waste and abuse such as improperly coding a medical claim submitted to an insurer, while a small minority is fraud committed with the intent to receive improper payment,” says Kurt Spear, vice president of Financial Investigation and Provider Review at Highmark Blue Cross Blue Shield. “This is costly to the entire system and to consumers, and everyone needs to work together to reduce unnecessary costs.”

Smart Business spoke with Spear about how health plan payers, medical providers, employers and consumers can help reduce fraud, waste and abuse in health care.

What are some examples of waste, fraud and abuse?

Examples include providing unnecessary services, such as X-raying every patient, not following medical best practices and not using resources wisely. Excessive charges can also result from mistakes in coding or taking advantage of the system in the form of upcoding or unbundling of services.

Although waste and abuse are more prevalent, fraud does exist across the health care landscape. Fraud occurs when bad actors have intent to knowingly obtain improper payment or something of value. As fraudsters become more sophisticated, it is critical for health payers to innovate and cooperate with organizations nationally to identify and root out issues before they become full-blown fraud schemes.

How is technology helping to identify patterns of misuse?

Technology is critical. Historically, health plans have looked for patterns of unusual activity in data, such as providers billing for unusual services outside of their practice areas, or members receiving services that don’t make sense from a medical treatment standpoint. When an aberrancy was identified, health plans investigated.

With the help of technology, including artificial intelligence, health plans no longer need to wait to identify suspect activity in the data. This allows fraud schemes to be mitigated faster, with less financial impact.

Although technology is vital to identifying potential fraud, waste and abuse, it takes a team of trained professionals to investigate and resolve these schemes. Health plans commonly work with a wide range of professionals, including former law enforcement, physicians, hospital revenue cycle administrators, coders, pharmacists and nurses who can identify where there might be unnecessary procedures or medications, or billing and coding anomalies.

How can a health plan help self-funded companies monitor for errant billing?

Coordination is key. It takes all of us working together, health plans, employer groups and members, to have an impact. Self-funded customers continue to develop advanced tools to report on treatment and medical claims patterns. Health plans often work with customers to communicate unusual trends and look out for fraud.

Health plans can also conduct educational activities with customers to aid in understanding the red flags of fraud, waste and abuse. Sometimes the best tips come from our customers. If a member sees something unusual on their explanation of benefits — services billed that they didn’t receive, for example — they should call the anti-fraud unit listed on the EOB.

Members should also be aware of schemes that include unusual phone calls regarding their benefits, or someone reaching out on social media. These contacts can seem legitimate, but if someone asks for your Social Security number or health insurance ID number, or makes an offer that seems too good to be true in terms of rewards, gift cards or free vacations, question that. If you have suspicions, reach out to your health plan.

Ultimately, health care fraud, waste and abuse drive up the cost of health care for everyone, raising the cost of premiums, out-of-pocket expenses, deductibles and co-pays. It impacts all of us, both individually and as taxpayers, as fraud, waste and abuse in federal programs such as Medicare and Medicaid increase costs across the board.

Learning to identify unusual activity on billing statements and ads on social media, for example, are good ways to help drive better outcomes for members and patients and lower costs for all.

INSIGHTS Health Care is brought to you by Highmark Blue Cross Blue Shield.

Develop these habits to improve your health at work

The average American spends more than 40 hours each week on the job. This adds up to about a third of our lives. With so much time spent in one place, it’s important to ensure we make the most of that time and do what we can to stay healthy.

Managing stress and practicing healthy habits can seem like a lot to handle on top of a busy schedule. But, as Amanda Budzowski, director of Clinical Training and QA at UPMC Health Plan, notes, you can make healthy changes manageable by starting small and adding a few things at a time.

Smart Business spoke with Budzowski about her tips and tricks to improve your health while at work.

What are some important eating habits?

  • Eat a good breakfast — Most Americans admit skipping this important meal, citing a lack of time. But eating breakfast will help you feel fuller longer, prevent unhealthy snacking and improve your concentration and mental sharpness.
  • Build a healthy lunch routine — One of the common barriers to eating healthy (and managing weight) is the lunchtime rut. We’ve all been there: You rush out the door, forget your lunch and have to eat takeout. Typically, those meals are not the healthiest. With a little bit of planning and creativity, you can enjoy a healthy lunch every day.
  • Change your snacking habits — It’s important to pack small meals that you can eat when you’re moving from meeting to meeting. If you don’t, you may make unhealthy food choices if you allow yourself to become too hungry. Develop a habit of keeping healthy snacks in your lunch bag or desk. Easy go-to options include hard-boiled eggs, rice cakes, almonds and protein bars.
  • Stay hydrated — This healthy habit plays an important part in both fitness and weight loss. Your body uses water to maintain your temperature, lubricate your joints, remove waste and much more. For most people, water is the best option to stay hydrated, but foods like fruits and vegetables also have a high percentage of water.
  • Practice good hygiene — Many of us eat lunch (and sometime breakfast) at our desks. This habit can make you sick. There are bacteria lurking on our desktops. Make sure you protect yourself from food-borne illness by cleaning your area before and after you eat, properly storing hot and cold foods, and eating office snacks when they are their freshest.

How else can you improve your health?

  • Prepare for the stress you can’t avoid — Unmanaged stress in the workplace can take a toll on your performance. It’s important to identify your triggers and have a coping technique planned.
  • Reduce your sitting time — Many of us have long commutes and even longer periods of sitting once we’re at work. Find ways to cut your sedentary time and add minutes of activity to your day. Doing so can lower your risk for health problems, including back pain.
  • Wash your hands — Handwashing is one of the easiest ways to protect yourself from getting sick or spreading germs to others, yet many people don’t do it often enough. Always remember to wash before eating, after encountering someone who’s sick and after using the restroom.
  • Avoid digital eye strain — The average office worker spends six to nine hours each workday on a computer or staring at a screen. To give your eyes a break, follow the 20-20-20 rule: Every 20 minutes, take a break to stare at something 20 feet away for 20 seconds.
  • Make time for physical activity — Use part of your lunch break to walk, schedule walking meetings, park farther away and take the stairs as much as possible. All are simple ways to incorporate more activity into your day.
  • Get enough sleep — Not getting enough sleep can affect all areas of your health and wellness. In addition, it can impact your productivity at work. Getting seven to eight hours sleep (or the amount that works best for your body) will help you begin each workday feeling energized and refreshed.

Staying healthy at work doesn’t have to be a chore. The best advice is to start slowly and add healthy habits as you can. In time, you will find that you feel better, are more productive and are a lot less stressed. What tip will you try today?

Insights Health Care is brought to you by UPMC Health Plan

Energizing employees about their health benefits

Surveys show that health benefits selection is confusing and stressful for employees. Getting your employees more involved in open enrollment and other benefits administration activities can pay big dividends in reducing this negative experience, says Jo Hartoyo, CTO at eBenefits Solutions, an affiliate company of the UPMC Insurance Services Division. This division includes UPMC Health Plan, UPMC WorkPartners, LifeSolutions, UPMC for Life, UPMC for You, UPMC for Kids and Community Care Behavioral Health.

Smart Business spoke with Hartoyo about ways to engage employees through their benefits selections.

What are the benefits of increased employee engagement?

According to a recent survey, when employees are actively engaged in choosing their benefit options, they are three times more likely to be satisfied with their jobs than employees who are not actively engaged.

Those who are actively engaged in choosing their benefits are twice as likely to value those benefits their employer is offering.

The key takeaway is that a more engaged employee is going to make better-informed benefit choices. This helps both the employee and the employer. The employee can potentially save thousands of dollars by choosing the right plan and the employer is more likely to save on overall health care costs.

How can employers encourage more engagement?

  1. Offer integrated tools. It’s best to integrate decision-making tools, cost calculators and other helpful information directly into the benefits enrollment process. These tools enhance the benefits enrollment experience and provide a more interactive, engaging experience. This makes it easier for employees to evaluate options and to make the right decisions. This enhanced level of self-service has the beneficial side effect of freeing up your HR business partners so they can tend to higher-level strategic programs aimed at achieving the organization’s goals.
  2. Provide user-friendly, web-based technology. Better-designed technology with simpler, more intuitive interfaces is vital for increasing employee engagement. Employees are consumers and, as such, expect retail-like websites that are easy to use. It’s also vital to allow employees the ability to enroll in and manage all of their benefits seamlessly through a secure single-sign-on technology platform.
    In addition, single-page applications allow employees to access their benefits, claims information and human resource updates all on the same screen, as opposed to skipping around from screen to screen where each page has a different look and feel. The one-screen approach makes navigation far simpler, more intuitive and more responsive for a better overall user experience.
  3. Communicate with a multi-channeled approach. A workplace survey found that when employees received benefits communications through their preferred channels — via print, email, onsite meetings or a combination — 70 percent were very confident in their selections. When employees didn’t receive benefits communications through their preferred channels, less than 40 percent were very confident in their selections. Overall, the study showed that when employees both receive communications and enroll through their preferred channels, they are more likely to make better enrollment decisions. They are more informed about health benefit details such as deductibles, out of pocket maximums, and employer contributions.

At the end of the day, in order to energize and engage your employees with their benefits, you want to make things easy for them.

A basic example of this is to allow employees to enroll online. This means employees can sign up 24/7 from their home or office and can check their selections and benefits any time. It’s also much easier for employees to compare plan options and benefit details when everything is online.

These simple strategies will yield a huge payoff in terms of getting employees more engaged in the process and happier with their benefit selections. This translates to more satisfied employees and higher employee retention.

Insights Health Care is brought to you by UPMC Health Plan